Nibbles Credit Card | Built-In Pet Insurance & Pet Rewards
The smarter way to pet parent
Pet insurance should be affordable
Choose your state below to see coverage that is available in your area.
Showing coverage for
Texas
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Add-on and provider vary by state
Included base policy benefits for TX • Premium paid by Nibbles for one pet¹
Reimbursement Rate
80% of eligible covered expenses after meeting the deductible
Annual Deductible
$700 each year
Annual Limit
Up to $10,000 in coverage for your pet each year
Pet insurance for accidents
Our policy coverage was recently updated. Coverage details may differ based on provider and sign up date. If you are already a cardmember, please sign in for your coverage overview.
Included base policy benefits for TX • Premium paid by Nibbles for one pet¹
Reimbursement Rate
80% of eligible covered expenses after meeting the deductible
Annual Deductible
$700 each year
Annual Limit
Up to $10,000 in coverage for your pet each year
Pet insurance for accidents & illness
Included base policy benefits for TX • Premium paid by Nibbles for one pet¹
Reimbursement Rate
70% of eligible covered expenses after meeting the deductible
Annual Deductible
$950 each year
Annual Limit
Up to $20,000 in coverage for your pet each year
Nibbles isn’t available in Texas yet
We’re expanding to new states. If you’re somewhere we already serve, switch your state above to see your coverage.
Want more for your pet?
Tailor your insurance to your needs (and get 3x rewards back too).
Multiple Pets
Get up to 5% off for additional dogs or cats. Add extra pets after becoming a cardmember.
Prescription Care
Adds coverage for eligible prescription drugs and prescribed supplements.
Enhanced Care
Provides comprehensive prescription and illness protection.
Complete Care
Adds illness, prescription and wellness coverage.
Exam Fee Package
Ideal for pet parents who want more expert reassurance, especially in their first year of pet ownership. This power up provides coverage for examinations that don't lead to an accident or illness diagnosis.
Vaccination Endorsement
Provides reimbursement up to a $100 annual limit per policy term for eligible vaccinations for dogs and cats when administered by a licensed veterinarian. Eligible vaccinations are defined in the policy. Coverage is subject to reimbursement percentage and any applicable frequency limitations described in the policy.
Boarding, Holiday Cancellation and Lost Pet Advertising Package
Power ups coverage for non-medical emergency pet expenditures such as boarding when a pet parent has a personal medical emergency, an advertising and reward benefit if a pet goes missing, and reimbursement for lost deposits on pet services due to an emergency trip cancellation.
Holistic and Alternative Treatment Package
Power ups coverage to include alternative treatments when prescribed by a veterinarian: Acupuncture, Chiropractic, Homeopathy, Hydrotherapy, Naturopathy, Physical therapy, and Rehabilitative therapy.
Helping pets is in our DNA
We care about pets so much we made Nibbles a Public Benefit Corporation, legally obligating us to make a positive public impact with our business.
Frequently Asked Questions
What is Nibbles?
The Nibbles card is a first-of-its-kind credit card designed for pet owners, offering financial flexibility along with built-in pet insurance and exclusive perks and discounts.
How does Nibbles help pet owners save money?
With Nibbles, pet insurance is built-in to the credit card as an added benefit. You also get 3x rewards on pet stores, pet services, and at any licensed vet. Nibbles also has exclusive offers and perks only for cardmembers. Nibbles is perfect for anyone who wants to streamline their pet expenses, earn rewards, and simplify managing pet healthcare.
What types of pets do you cover?
We provide coverage for dogs and cats that are at least 6 weeks old. This ensures that your young pets can start benefiting from our services as soon as they reach a safe and healthy age. Dogs must also be under 8 years old and cats must be under 10 years old at the time of enrollment.
Can I use the insurance at any vet?
You can visit any licensed vet in the US; reimbursement subject to policy terms. Pay with your card and file a claim through our dashboard or we can automatically file the claim for you.
How soon can I start using my card?
After approval, you’ll receive your card in 1-3 weeks. Digital access may be available sooner.